Interview with Kevin Jerome (@thinkobsidian)


Thank you so much for joining us! Can you tell us a story about what brought you to this specific career path? 

My family was completely poor, coming from Haiti to Queens, New York. There were fourteen of us in a two-bedroom apartment. I saw first hand how ignorance of financials destroyed and belittle an entire family and the love they have for each other. I saw my family break apart over the death of my grandfather because they could not come up with $15,000 to bury him. I saw how the ignorance of money led to my cousins and me growing up with immense insecurities that have permanently damaged some of us. I was so fascinated with how money worked and how real estate and credit were essential in life and thus I began my career in finance on Wall Street and then began specializing in credit and real estate acquisitions. 

Can you share the most interesting story that happened to you since you started doing this? 

Yes, I was able to win the loyalty of a true skeptic of my line of work after we successfully improved his credit so much that he was approved for the mortgage on his property with an extremely low-interest rate, he was in such disbelief. That and the day hot 107.9 asked me to discuss business credit for an entire segment on the radio and the number of comments for credit assistance we received nationally. It was really humbling to see how many people and businesses needed and wanted our help. We received over four thousand requests for credit consultations. 

Which tips would you recommend to your colleagues in your industry to help them to thrive and not “burn out”?

Time is the most important currency. You have to have integrity and value your work and what you bring to the table. Do not work with anyone who is willing to pay but disrespect you. Do not work with energy drainers nor work with anyone who is not respecting your recommendations or doing them. This should give you energy by helping others. Do not let this work consume you, spend time with your family, and continue to explore new things in life because it will give you more vitality and love for this type of work. This is very intimate work and people are trusting you with so much so do not destroy their trust. It is truly a blessing to earn that trust, don’t lose it. 

None of us are able to achieve success without some help along the way. Is there a particular person who you are grateful towards who helped get you to where you are? Can you share a story? 

My entire firm and partners. I was very young when I became an equity partner and at times very brash. My partners are decades older than me and they really made me make very difficult decisions very early that I did not believe at the time were good decisions at the time. We had an association with a financial institution that my partners informed and counseled me that this current association must cease to exist due to the lack of integrity that was evident amongst this financial institution had amongst its leaders. Flash forward nine months later and that same group has had internal personnel issues due to behavioral misconduct. They saved me from further exploring what was in hindsight a very bad relationship. So thank you Fred and Rock for all of your advice. 

How have you used your success to bring goodness to the world? 

I use my skillset to change client’s financial lives with clear cut results. I have saved single mothers from financial suicide and depression and given them a reason to believe that there are good men that care for them. I have helped young men and women who did not have strong relationships with their families change their entire lives with my execution plans. I have saved families from being homeless by improving their credit. I have given much hope to those who thought the credit system was out to destroy them for life. Many of our clients work with us and we have never met. They are working with us because they are being referred to us by associates. We give them the ability to trust people they have never met to treat them right. 

Do you have a favorite “Life Lesson Quote”? Can you share a story of how that was relevant to you in your life? 

Yes, I do, “don’t waste words on people who deserve your silence. Sometimes the most powerful thing you can say is nothing at all” I have had plenty of people say I would never make a living let alone establish a firm of professionals who specialized in business credit and real estate acquisitions, no one will ever pay for our services, I need to go get a job. I did not say anything to these individuals as some were very close friends and family and years later they are all now clients or they are cheering me on and can’t believe how large our group has gotten. 

How can our readers follow you on social media? 

thinkobsdian is my IG handle. message me via DM, I’ll respond to you within 24 hours. 

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Kevin Jerome (@thinkobsidian)

Shane Healy (@iamshanehealy)